Benefits for People with Disabilities
A disability is a health issue that limits what you can do. There are public and private sources of benefits for children, adults and veterans with disabilities, and their caregivers.
- Children. Children under 18 with disabilities may be able to get support. This support involves help with speech, physical therapy and special schooling. They may also get Supplementary Security Income (SSI) payments. Disabled children's health plans include Medicaid, Medicare and plans supplied by your employer. Thanks to the Affordable Care Act, employer plans can cover your children, if you so request, until they turn 26. Part of a military family? There is support for military households who have children with disabilities too. These involve childcare programs and help with learning how to plan for costs.
- Adults. Adults with disabilities have choices for health plans. These choices include private health plans, disability insurance, Medicaid and Medicare. If you've paid enough in Social Security taxes, you could get Social Security Disability Insurance. If you have a disability and low earnings, SSI can give you some financial help. You can also work while getting public disability benefits, though there are limits to how much you can earn.
- Veterans. If you have a service-related injury or illness, there are some veteran disability benefits you could get. These include Veterans Affairs (VA) disability payments and housing support.
- Caregivers. Your disabled spouse or partner can often be covered by your health plan. If you're feeling like caring for a disabled friend or person in your family is too much, planning and booking a break with respite care can help.