Insurance Basics: Home
Your employer may offer more than one health plan, or you may be shopping for your own individual plan.
We often rely on our doctors to tell us what care we need. But to get the best care, you and your doctor should make decisions together. This process is called “shared decision making”.
The Affordable Care Act (ACA) of 2010 makes it easier for many Americans to get health insurance. It also expands the services that health plans need to cover.
Most medical plans do not include coverage for many dental services. Often, dental services are covered under a separate plan. Like medical plans, most dental plans have specific out-of-pocket costs, like coinsurance, copayments and deductibles.
Healthcare proxies and advance healthcare directives can help you plan your care if you ever lose the ability to communicate clearly.
After you visit a provider, you may get a bill telling you how much you have to pay.