Insurance Basics: Home
Your plan may have different rules and costs for different healthcare settings. In any setting, you may have to pay a copay, and in some cases, coinsurance. But, these may be waived for preventive services like flu shots and mammograms.
Healthcare proxies and advance healthcare directives can help you plan your care if you ever lose the ability to communicate clearly.
High-deductible health plans (HDHPs) have lower premiums than traditional health coverage
Since providers are able to decide how much to charge for out-of-network care, sometimes that charge might be higher than you expected.
Receiving care from a provider in your health plan´s network usually costs you much less than going to an out-of-network provider.
If you´re a woman, you have different healthcare needs than men. Women may need access to birth control, or prenatal and maternity care.