Insurance Basics: Home
Many insurers offer different types of plans. The costs, coverage and rules differ for each
Since providers are able to decide how much to charge for out-of-network care, sometimes that charge might be higher than you expected.
Are you caring long-term for a sick or disabled family member or friend? If so, you may sometimes feel alone and overwhelmed. Luckily, there are resources to help you.
Receiving care from a provider in your health plan´s network usually costs you much less than going to an out-of-network provider.
New rules have expanded access to two types of limited health insurance plans. They are association health plans (AHPs) and short-term, limited duration (STLD) health plans. Because they don’t have to follow the Affordable Care Act, these plans can cost less than regular health plans. But, they have limitations you should know.
If you’re planning a trip, the last thing you may want to think of is healthcare. But accidents and
illnesses can happen on the road as well as at home. Here are the basics on using health insurance while
traveling.