Insurance Basics: Home
There are three main sources of health coverage. The first is your job. The second is a plan that you buy. The third is a government program for older, disabled or low-income
Your employer may offer more than one health plan, or you may be shopping for your own individual plan.
The Affordable Care Act (ACA) of 2010 makes it easier for many Americans to get health insurance. It also expands the services that health plans need to cover.
Health insurance protects you from paying the full cost of your care. But, you will likely still have to pay some money out of your pocket. Almost all plans call for “cost sharing”. That means your insurer pays for part of your care, and you pay for part.
After you visit a provider, you may get a bill telling you how much you have to pay.
If you´re a woman, you have different healthcare needs than men. Women may need access to birth control, or prenatal and maternity care.