Insurance Basics: Home
Your employer may offer more than one health plan, or you may be shopping for your own individual plan.
Doctors and insurers use standard codes for each medical service or supply. That helps them communicate about treatments and payments clearly.
Most medical plans do not include coverage for many dental services. Often, dental services are covered under a separate plan. Like medical plans, most dental plans have specific out-of-pocket costs, like coinsurance, copayments and deductibles.
Since providers are able to decide how much to charge for out-of-network care, sometimes that charge might be higher than you expected.
NY State of Health is New York´s official online healthcare Marketplace. Individuals, families and small business owners in New York can use NY State of Health to compare health plans, and join the one that best meets their needs.
Healthy lifestyle behaviors include regular exercise and nutritious eating. Are you looking to carry out such behaviors but unsure how to start? If so, you may want to explore the wellness programs offered by your employer or health insurance plan.