Insurance Basics: Home
Regular dental care is important for all people, but especially for children. The Affordable Care Act (ACA) requires federal and state-run health insurance exchanges to offer children´s dental coverage.
Doctors and insurers use standard codes for each medical service or supply. That helps them communicate about treatments and payments clearly.
Your health insurance ID card is your proof of insurance. You use it when you visit the doctor, hospital or other provider.
Since providers are able to decide how much to charge for out-of-network care, sometimes that charge might be higher than you expected.
Suppose you receive care in a hospital that is in your health plan´s provider network. You may still get a bill from providers who treated you at the hospital but are not part of your plan´s network.
You might think your health insurance plan will cover just about anything, from eyeglasses to private nursing. But you would probably be wrong. There are some healthcare services that most health plans don't cover. This guide will tell you about them.