Insurance Basics: Home
After you get care, your provider sends a bill, or “claim,” to your insurance company. Your insurance company handles the claim and sends you an Explanation of Benefits (EOB).
High-deductible health plans (HDHPs) have lower premiums than traditional health coverage
After you visit a provider, you may get a bill telling you how much you have to pay.
If you´re an immigrant, getting healthcare in the United States may seem complicated. It may also be hard to get health insurance, which can help you pay for the healthcare you and your family need.
Receiving care from a provider in your health plan´s network usually costs you much less than going to an out-of-network provider.
Sometimes you know ahead of time that a major event will happen in your life. Examples might include getting married or divorced, changing jobs or having a baby. Other times, such as at a death, you may not have advance warning.