Insurance Basics: Home
There are three main sources of health coverage. The first is your job. The second is a plan that you buy. The third is a government program for older, disabled or low-income
Your employer may offer more than one health plan, or you may be shopping for your own individual plan.
Many insurers offer different types of plans. The costs, coverage and rules differ for each
Doctors and insurers use standard codes for each medical service or supply. That helps them communicate about treatments and payments clearly.
Sometimes you know ahead of time that a major event will happen in your life. Examples might include getting married or divorced, changing jobs or having a baby. Other times, such as at a death, you may not have advance warning.
Long-term care is medical and nonmedical care that you receive for an extended period of time, at home, in your community or in a residential facility. This article will tell you how to manage the costs of long-term care. This article does not provide medical, financial or legal advice.