Insurance Basics: Home
Your employer may offer more than one health plan, or you may be shopping for your own individual plan.
Skipping health insurance may seem like you’re saving money in the short run—especially if you’re young and healthy. But the cost of getting care without health insurance can be more than you expect. An unforeseen hospital stay, for example, can cost you tens of thousands of dollars.
Medical supplies and equipment, such as bandages and wheelchairs, and ambulance rides are often listed separately on bills and Explanation of Benefits (EOB) forms.
Whatever age you are when you retire, you have health insurance options.
If you're an active-duty service member or a veteran, this article will explain your healthcare choices.
Since providers are able to decide how much to charge for out-of-network care, sometimes that charge might be higher than you expected.