Insurance Basics: Home
Your employer may offer more than one health plan, or you may be shopping for your own individual plan.
Health insurance protects you from paying the full cost of your care. But, you will likely still have to pay some money out of your pocket. Almost all plans call for “cost sharing”. That means your insurer pays for part of your care, and you pay for part.
Healthcare proxies and advance healthcare directives can help you plan your care if you ever lose the ability to communicate clearly.
A medical home is a type of doctor´s practice that uses a team to focus on the “whole person”. It is sometimes called a patient-centered medical home (PCMH).
Acupuncture, chiropractic care and massage therapy have one thing in common: They may not be covered by insurance. That’s because they may be looked at as alternative treatments, not part of conventional medical care.
An adult day program is a type of long-term care program you go to during the day. Program costs vary, but most aren’t covered by health insurance.