Insurance Basics: Home
Your plan´s rules and costs may differ for some types of care. Knowing these rules can help you control your costs and get the right care in the right setting.
Health plans negotiate the price of medical services with certain doctors, hospitals, labs and other providers.
Since providers are able to decide how much to charge for out-of-network care, sometimes that charge might be higher than you expected.
Receiving care from a provider in your health plan´s network usually costs you much less than going to an out-of-network provider.
Our mental and emotional health is a vital part of our well-being. If we don´t get the help we need, mental and emotional health problems can hurt our relationships with our family and friends, our jobs and even our communities.
If you or someone close to you has opioid use disorder, also called opioid addiction, you aren’t
alone. The United States is in the middle of an opioid crisis. Find out about how you can afford treatment—no matter
what your income level is—and about resources for support.