Insurance Basics: Home
Your employer may offer more than one health plan, or you may be shopping for your own individual plan.
Skipping health insurance may seem like you’re saving money in the short run—especially if you’re young and healthy. But the cost of getting care without health insurance can be more than you expect. An unforeseen hospital stay, for example, can cost you tens of thousands of dollars.
Many insurers offer different types of plans. The costs, coverage and rules differ for each
Healthcare proxies and advance healthcare directives can help you plan your care if you ever lose the ability to communicate clearly.
Whatever age you are when you retire, you have health insurance options.
Receiving care from a provider in your health plan´s network usually costs you much less than going to an out-of-network provider.