Insurance Basics: Home
Flexible spending plans let you set aside money from your paycheck. You can use it to pay for care before meeting your deductible, and for copays and coinsurance afterward.
High-deductible health plans (HDHPs) have lower premiums than traditional health coverage
Suppose you receive care in a hospital that is in your health plan´s provider network. You may still get a bill from providers who treated you at the hospital but are not part of your plan´s network.
Being covered under two health plans doesn't mean the two plans will pay the same amount twice for the same doctor visit. Instead, the plans follow rules about which plan pays what, known as "coordination of benefits."
Receiving care from a provider in your health plan´s network usually costs you much less than going to an out-of-network provider.
If you´re a woman, you have different healthcare needs than men. Women may need access to birth control, or prenatal and maternity care.