Insurance Basics: Home
Your employer may offer more than one health plan, or you may be shopping for your own individual plan.
Health insurance protects you from paying the full cost of your care. But, you will likely still have to pay some money out of your pocket. Almost all plans call for “cost sharing”. That means your insurer pays for part of your care, and you pay for part.
After you visit a provider, you may get a bill telling you how much you have to pay.
Since providers are able to decide how much to charge for out-of-network care, sometimes that charge might be higher than you expected.
An Accountable Care Organization (ACO) is a group of doctors or hospitals who have agreed to work together to coordinate and improve their patients´ care
Our mental and emotional health is a vital part of our well-being. If we don´t get the help we need, mental and emotional health problems can hurt our relationships with our family and friends, our jobs and even our communities.