Insurance Basics: Home
There are three main sources of health coverage. The first is your job. The second is a plan that you buy. The third is a government program for older, disabled or low-income
Your employer may offer more than one health plan, or you may be shopping for your own individual plan.
By law, consumers living in New York State have certain protections when shopping for and using their health insurance. Your insurer must provide up-to-date information about who is in your network.
High-deductible health plans (HDHPs) have lower premiums than traditional health coverage
Your health insurance ID card is your proof of insurance. You use it when you visit the doctor, hospital or other provider.
NY State of Health is New York´s official online healthcare Marketplace. Individuals, families and small business owners in New York can use NY State of Health to compare health plans, and join the one that best meets their needs.