Insurance Basics: Home
Many insurers offer different types of plans. The costs, coverage and rules differ for each
Doctors and insurers use standard codes for each medical service or supply. That helps them communicate about treatments and payments clearly.
Most medical plans do not include coverage for many dental services. Often, dental services are covered under a separate plan. Like medical plans, most dental plans have specific out-of-pocket costs, like coinsurance, copayments and deductibles.
Medical supplies and equipment, such as bandages and wheelchairs, and ambulance rides are often listed separately on bills and Explanation of Benefits (EOB) forms.
Your health insurance ID card is your proof of insurance. You use it when you visit the doctor, hospital or other provider.
Are you caring long-term for a sick or disabled family member or friend? If so, you may sometimes feel alone and overwhelmed. Luckily, there are resources to help you.