Insurance Basics: Home
Doctors and insurers use standard codes for each medical service or supply. That helps them communicate about treatments and payments clearly.
Healthcare proxies and advance healthcare directives can help you plan your care if you ever lose the ability to communicate clearly.
After you visit a provider, you may get a bill telling you how much you have to pay.
Since providers are able to decide how much to charge for out-of-network care, sometimes that charge might be higher than you expected.
Acupuncture, chiropractic care and massage therapy have one thing in common: They may not be covered by insurance. That’s because they may be looked at as alternative treatments, not part of conventional medical care.
Sometimes you know ahead of time that a major event will happen in your life. Examples might include getting married or divorced, changing jobs or having a baby. Other times, such as at a death, you may not have advance warning.